Buy. Renovate. Sell. Repeat—with a Fix & Flip Loan
Short-term financing designed for real estate investors who buy, rehab, and resell properties for profit.
Fast approvals. Flexible terms. Fund your next flip with confidence.
No Down Payment. No PMI. No Hassle—With a VA Loan
Exclusive benefits for veterans, active-duty service members, and eligible spouses.
Buy or refinance a home with no down payment and flexible qualification standards.
What Is a Fix & Flip Loan?
A fix & flip loan is a short-term real estate loan used to purchase and renovate an investment property—typically to sell it quickly for a profit. It's asset-based, meaning approval depends more on the property's potential than your personal income.
How It Works
🔨 Finance the purchase + renovation costs
📆 Short terms—typically 6–18 months
💡 Approval based on property value and exit strategy
📈 Sell or refinance after renovation to pay off the loan
Why Use a Fix & Flip Loan?
It’s ideal for experienced or first-time investors looking to move fast and scale quickly—especially in competitive markets.
Why Investors Use Fix & Flip Loans:
🚀 Fast closings (7–14 days)
🛠️ Covers purchase + renovation
📉 Minimal income documentation
🏡 Perfect for distressed or undervalued homes
💰 High ROI potential on resales
Fix & Flip Loans FAQs
No. These loans are mostly asset-based—credit flexibility is common.
Many fix & flip loans close in 7–14 days.
You can typically fund the purchase price plus 100% of rehab costs.
About Us
NEXA Lending is a Mortgage Broker lending to consumers looking to own a home or refinance their existing. Our mission is to serve our customers with honesty, integrity, and competence while providing an exceptional customer experience.
Company NMLS: 1660690
Equal Housing Opportunity
Contact Us
More Links
Disclosures and License Information
Texas Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form. Mailing Address: 2601 North Lamar, Suite 201, Austin, TX 78705 • Toll-Free: 1-877-276-5550 (Required per 7 TAC §80.200(b))